Trust is our business. Thank you for trusting us with providing solutions for your clients. But we aren’t satisfied with good enough. We want to help you do more. Protect more clients. Earn more income. Offer more solutions. Our educational resources will help you find new opportunities to start a conversation. Explore on your own or check out a few sections that might just be exactly what you’re looking for.
Clients looking for retirement income also need a plan for long-term care. Those seeking term protection should consider disability insurance. See what's new in life, annuities, LTC and DI — and make sure your clients are covered no matter what happens.
Take on more clients with better strategies. Look ahead to your next opportunity with policy review, practice management, client seminars and lead generation.
Imagine what you could get done if you weren’t spending all your time on outdated systems. Free up your time to focus on making meaningful connections.
As an independent advisor, these people are integral to my practice. You are always available with answers to my questions and to help me with illustrations to fit my clients' needs. You ask the kind of questions to lead me to find the right solutions.
Always super prompt. Always helpful. Always exceptionally speedy answering my questions and lending me any support I need.
You went above and beyond. After receiving the quotes that I requested, I responded back via email with questions and the case designer called me to explain. She was on the phone with me for a while as I continued to ask questions and did a great job explaining the benefits. I am looking forward to selling more policies with the Ash team!
Who you choose to partner with is a big decision. Find out more by checking out our Advisor Portal or connecting with our team.
You're all too familiar with the hurdles that impede a client's journey toward a secure financial future. But what if you could deftly transform hesitations into action? This is your exclusive opportunity to learn how to turn client opposition into your strategic advantage and a pivotal point for your practice.
Getting protection for your clients’ long-term health shouldn’t start with a traditional insurance quote. LTC is a discussion about lifestyle, family and how clients want to spend their final years. Use this roadmap to increase the likelihood of finding peace of mind.
Fluidless, accelerated, express, simplified – no matter the words you use, one thing is certain: More and more insurance companies are offering streamlined underwriting processes. This cheat sheet will give you an overview of the programs available and if your clients qualify.
With a spousal lifetime access trust (SLAT), one spouse makes a gift to an irrevocable trust using the gift tax exemption. The SLAT names the other spouse as a current beneficiary, which allows the trustee to distribute funds to the beneficiary spouse during their life.
Known as AG49, Actuarial Guideline 49 was designed to limit illustrative interest rates and income projections shown to consumers. This summary defines key terms and explains how illustrations differ after AG49.
Looking at an indexed universal life policy, some get hung up on the fact that the IUL’s cap rate could be changed by the issuing insurance carrier. But the IRS also can change capital gains tax rates on clients' nonqualified investment accounts.
Clients have questions about DI. How does a policy pay them? For how long? How much can they purchase? What will it cost? How do they qualify for benefits? Before discussing individual disability insurance, make sure you know the answers to these five commonly asked questions.
This guide leverages the foundation of a tax-efficient, diversified strategy in your client’s existing retirement portfolio. We call it a Section 7702-based plan because cash value life insurance follows a unique tax treatment defined in the IRS Code.
Life insurance may be your client's most valuable asset class. It has tax-deferred growth, tax-free income and a tax-free death benefit, with no annual IRS contribution limits or RMDs. See how you can position the benefits to lock in gains in a sideways market.
Your client's portfolio needs a tax-free bucket. As you look at the history of top income tax rates, which direction do you think future rates will go? As taxes rise, it's important to mitigate tax liabilities during retirement by diversifying assets for tax-free access.