Your clients are experiencing the greatest shift from the workforce to retirement – ever. With a focus on fiduciary responsibilities, we’ll position annuities and document when they’re in the best interests of your clients.
Accumulation vs decumulation. We know what it’s like to be at the table with a client and sense the uncertainty they may have about their retirement plans.
That’s why we’ve invested in people and technology. With over $1.9 billion in annuities secured last year, we understand how to prepare clients for retirement.
Retirement planning has changed and it’s crucial to include income planning in your conversations. By using annuities to provide guaranteed income, you free up other assets while improving your clients’ probability of success.
Fixed and indexed annuities. SPIAs. DIAs. Pension risk transfers. Structured settlements. Whatever the need, we execute a strategy that delivers.
It’s our job to make sure that everything works — both now and in retirement. Let us show you that whatever the question, whatever the need, Ash Answers.
Whether you’re nurturing existing prospects through engaging content, attracting new leads through paid advertising, or refreshing your brand messaging to resonate – we can help!
With confident clients, your business will thrive. Deepen your relationship with our JourneyGuide software, designed to project different “what if” scenarios and suggest solutions.
To grow, you need to be intentional about your success. From it comes to policy review to client seminars and referrals, we'll help you manage your practice in any market.
Let us develop a plan focused on the specific critical success factors that matter to you. We’re prepared to earn your business and be an extension of your team, making it easy for you to find the right solution for each client.
Maximize your legacy by using a joint-and-survivor immediate annuity. See how one couple was able to turn a $250,000 value into a $462,298 tax-free benefit for their children and grandchildren.
Have your best annuity sales year ever. Get rewarded. It's that simple. No meetings on this trip — just you, your peers and three rounds of golf you'll never forget.
Our retirement team is comprised of 60 dedicated individuals focused on solutions beyond the borders of a rate sheet. If there’s a new strategy or annuity product, we take a consultative approach to help you understand how it works and when to use it. Bring on your retirement questions. We’re ready to answer.
I would like very much to brag about my Ash team. They care as much about my business and my clients as I do, which is saying a lot. You continue to provide me with preeminent client service which helps me to serve and support my client base to grow my business.
You’re ready for a partnership that provides individualized support and a commitment to work with you the way you want. See how we work together.
You're all too familiar with the hurdles that impede a client's journey toward a secure financial future. But what if you could deftly transform hesitations into action? This is your exclusive opportunity to learn how to turn client opposition into your strategic advantage and a pivotal point for your practice.
Here are some of the most common questions we get asked about long-term care. For additional questions, check out our FAQ page.
Up-to-date rate information - including best-in-class product picks - is always available on our Advisor Portal. Just select Annuities from the Product menu and click Annuity Rate Watch. When you need an annuity quote rate sheet, our retirement case design team is here to help you find the most suitable product. Whether it's a fixed annuity, indexed annuity, SPIA, DIA, MYG or another solution, we'll help find something that fits your client's profile. Due to the volatile interest rate environment, all information should be verified prior to presenting to clients. Please contact us prior to quoting. Rates are deemed accurate but not guaranteed.
Everything is done online through an electronic contracting system called SureLC. You'll want to log in to the Advisor Portal. From the homepage, click on the Contracting tile, then choose Online Contracting.
For the initial setup, your information pulls directly from the National Insurance Producer Registry – it may be as easy as verifying no changes are needed or completing your profile that includes submitting your signature card, Errors and Omission coverage, AML, and if directly paid, direct deposit information.
After setting up your initial profile with our online contracting system, you can request additional insurance carrier contracts at the click of a button. You can also update any contracting documents such as AML, E&O, or bank information. No more unnecessary duplication of efforts, redundant questions or searching for up-to-date paperwork. It’s fast, paper-free, and it’s always available when you need it.
If you need help, our Commissions and Contracting team is available to make sure the insurance process never stands in the way of progress.
To annuitize is to convert the accumulated value of an annuity into a stream of income. The payments may be a fixed amount for a fixed period of time or for a lifetime.
A direct transfer is a method of moving qualified funds from one trustee to another without triggering a taxable event. Transfers often occur between two financial institutions but they can also be between contracts or accounts at the same institution. To qualify as a transfer:
- It must be between “like-kind” plans (e.g. Traditional IRA to Traditional IRA, TSA (Tax Shelter Annuity) to TSA
- There must be no constructive receipt of the funds. In other words, the check must be payable and directed to the receiving financial institution as trustee
From rates to research, we're proud to be a partner to help your clients retire more securely. If you don't know who to contact, any of these friendly faces can help answer your question or get you to someone who can!