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Life comes with questions. We bring answers.

When you need a team as competitive and caring as you are, we help find, understand and process insurance solutions to protect clients in every stage of life.

Whatever the question. Whatever the need. Ash Answers.

Solving Key Employee Retention With Guaranteed Issue
August 2022
07 days
02 hrs
34 mins
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Service. Support. Solutions.
We help your insurance business thrive

No matter what you call yourself – advisor, wealth manager, financial planner, RIA, CPA, retail banker or center of influence – we give all kinds of financial professionals the tools and, more importantly, the people to secure your client's future. Life insurance. Annuities. Long-term care. Disability insurance. Whether you're a seasoned pro or new to the insurance business, you'll find your fit here.


I'm New Here

Regardless of how you got here, we're glad you found us. Here's how to get started with Ash

Welcome Back

Your toolbox has grown quite a bit. Whether it's been a few months or a few years, you should explore what's new

Find Opportunities

Insurance may not be your primary business — which is exactly why we help make insurance easy

Let's Get to Work

Hello, insurance rockstar. Connect with your team, find what you're looking for and manage your business

Not sure who to call? No problem.

We'll help you find some friendly faces who can answer your questions or get you to someone who can.

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Ash Skyline Plaza Ash Brokerage Building Fort Wayne Indiana Jim Ash Tim Ash Ash Brokerage
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Plan and Protect
Your go-to resource for insurance-based solutions

Protect and provide income for retirement, longevity, estate planning or life’s unexpected events.

We represent more than 80 top-rated insurance carriers, and as an independently owned brokerage firm, we'll help you discover new possibilities, innovate and grow.


Explore Solutions
Meet Ash
A promise of excellence

You're not just any advisor. Your clients work with you because you’re the best. At Ash, we’re committed to being the best too.

We’re more than just a brokerage general agency. We're people who come to work every day because we care — deeply. We’re your partner in success.


Discover Our Passion
Working With Ash
Solutions beyond a spreadsheet

Protecting your clients is about more than just showing them numbers. It’s about understanding their goals and taking care of their changing needs.

From your first call to walking you through the claims process, we’re here to build a relationship. See what it's like to work with Ash.


Increase Your Impact
Our History
Small company feel. Big company capabilities.

Working with your dedicated team, you might forget Ash is the largest privately held insurance BGA in the country.

For more than 50 years, we’ve used our scale to create wins for you and your clients. And we're continuing to grow our family with focus, vision and innovation.

Get to Know Our Story
Discover Ash Instant
Term insurance in less than 10 minutes

If your client needs term life insurance coverage, try the Ash Instant platform. A simple process. Competitive pricing. Get pricing, apply and get an underwriting decision in 10 minutes.

Get Coverage Now See How It Works
Ash Instant Term At Your Fingertips
DON'T MISS OUT
Upcoming webinars

Register for one of our upcoming live events. Our featured speakers will be available to answer your questions and help you put the ideas into action.

WBN-2022-08-18-LI-Employee-Retention
Advanced Planning
Matt Erpelding
Patti-Bell
Featured Speakers
Matt Erpelding, Patti Bell, CPA, CLU
Solving Key Employee Retention With Guaranteed Issue
August 18, 2022 - 11 a.m. EDT

Life insurance-based reward and retention are the answer to providing key non-owner employees an efficient pre-tax solution for retirement savings. In this webinar, we'll use Principal’s new executive carve-out, guaranteed issue term program as a solution.

Register Now
Insurance-Unscripted-IUL-Indexed-Universal-Life-Ash-Brokerage
Life Insurance
Sam-Rocke-SVP-Advanced-Markets-Ash-Brokerage
Thomas-Losher-Ash-Brokerage-Advanced-Markets
Featured Speakers
Sam Rocke, Thomas Losher
Insurance Unscripted: Indexed Universal Life (IUL)
August 24, 2022 - 11 a.m. EDT

It's time to better understand, explain and get more out of IUL. Indexed universal life insurance can get a bad rap. Some see it as complicated and hard to understand, but with proper planning, it can be one of the most transparent solutions for growth.

Register Now
Mike and Lisa
Featured Case Study

Maximize your legacy by using a joint-and-survivor immediate annuity. See how one couple was able to turn a $250,000 value into a $462,298 tax-free benefit for their children and grandchildren.

Brendon-Kelly-Ash-Brokerage-Retirement
Brendon Kelly
March 2022 • 1-min read
Read Case Study
LI From Ash Brokerage 2
Life Insurance

From simple term transactions to complex cases, see how life insurance has evolved
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Retirement Solutions

Create more income, for a longer period of time, with fewer assets than ever before
LTC From Ash Brokerage
Long-Term Care

Make LTC planning intentional with new traditional and linked benefit solutions
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Disability Insurance

Protect your client's most valuable asset – their ability to earn a consistent paycheck
Med Supp From Ash Brokerage
Advanced Planning

Solutions for business-owner clients and wealth transfer strategies
Ash In force Vision Dashboard for Policy Management
In-Force Vision
Easy In-force Policy Management

A better experience for managing your clients' in-force policies. With regular feeds from insurance carriers, you can be confident you are seeing the most up-to-date information and get policy changes such as a lapse or client death in a single dashboard. Access the Ash Advisor Portal to give it a try!

Get the Details
EMPOWER YOUR IMPACT
Trending Content

We're an education company. You don’t earn success by staying where you are. It’s always time to grow, and we have ideas for how to do it.

Insurance-Unscripted-Disability-Insurance-Ash-Brokerage
Disability Insurance
Insurance Unscripted: Disability Insurance
As the American workplace continues to change, the disability insurance industry is also evolving. Tune in to hear how the story has shifted, how to find opportunities and why DI still one of the most important parts of a sound financial plan.
Tim Kukieza
Steven-Bressler-Ash-Brokerage-Protection-RVP
Tim Kukieza, Steven Bressler
August 2022 • 32 minutes
Disability-Insurance-Level-the-Playing-Field-with-Multi-Life
Disability Insurance
Level the DI Playing Field with Multi-Life
Multi-life policies can offer unisex pricing, which is a big deal for female executives. And you can be selective about who to cover.
Tim Kukieza
Tim Kukieza
August 2022 • 2-min read
Brian Lauber News Graphic 2
Disability Insurance
Brian Lauber joins Ash Brokerage to lead disability insurance team
Industry veteran to unlock new opportunities for DI sales and position Ash as a market leader for income protection.
Jason Grover
Jason Grover
August 2022 • 1-min read
Understanding-Registered-Index-Linked-Annuities
Retirement Solutions
Understanding Registered Index Linked Annuities
Registered Indexed Linked Annuities — or RILAs — combine features from both indexed and variable annuities — offering market-linked growth potential while mitigating the risk of downturns. See when they might be a suitable solution and how they work.
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4 minutes
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2022-07-28-Overcoming-Common-Concerns-with-Long-Term-Care
Long-Term Care
Overcoming Common Concerns with Long-Term Care
Today's solutions for long-term care insurance provide different guarantees and regulations to ensure your clients are locked into the best rates possible for them and protect the assets in their portfolio. Hear the latest solutions and begin the conversation.
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4 minutes
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2022-07-28-Replacing Lost Revenue If an Essential Employee Becomes Disabled
Disability Insurance
Replacing Lost Revenue if an Essential Employee Becomes Disabled
Key person disability insurance is a crucial part of putting together a comprehensive plan for your business owner clients. Watch this video to take a consultative approach and be proactive if a key revenue producer in the business becomes disabled.
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2 minutes
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2022-07-28-Adapting Strategies for a Changing Environment
Life Insurance
Adapting Strategies for a Changing Environment
With the first installment of our three-part series, we're taking a timely dive into estate planning - starting relatively simple and progressively adding to the complexity each month - in order to best serve your clients in a rising interest rate environment.
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4 minutes
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2022-07-28-Key Employee Retention Strategies with Three Proven Strategies
Advanced Planning
Key Employee Retention with Three Proven Strategies
Now is the time to proactively discuss key employee retention planning. These three proven insurance-based and key employee retention strategies are effective in incentivizing essential non-owner employees.
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2 minutes
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Discover-Luma-A-Trusted-Platform-for-Managing-Annuities
Retirement Solutions
Discover Luma: A Trusted Platform for Managing Annuities
Through tailored risk tolerance, side-by-side comparisons and supporting marketing materials, you’ll know that your product choice is suitable and be able to recommend with confidence. Learn more about the new Ash Annuity Hub — powered by Luma!
Megan-Easton-Ash-Brokerage-Retirement-Training
Jay-Charles-Luma
Megan Easton, Jay Charles
July 2022 • 34 minutes
Retirement Solutions
Introducing Luma - Powering the Ash Annuity Hub
Luma’s annuity technology platform removes industry challenges that financial professionals face when trying to offer annuities for their clients.
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2 minutes
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Configuring-Product-for-the-Efficient-Frontier-Annuity-Hub
Retirement Solutions
Configuring Products for the Efficient Frontier – Annuity Hub
It’s easy to maximize return at a given level of volatility through Ash’s new Annuity Hub, powered by Luma. Using the same methodology as the NAIC, charts let you visualize account value, predicted income and combinations of crediting strategies.
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5 minutes
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Comparing-Head-to-Head-Performance-Annuity-Hub
Retirement Solutions
Comparing Head-to-Head Performance - Annuity Hub
Compare annuity different products, income riders and crediting strategies side by side, including growth and income projections. It’s great for documenting suitability, helping you land on the optimal product before ever running an illustration.
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4 minutes
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Always exceptional

Always super prompt. Always helpful. Always exceptionally speedy answering my questions and lending me any support I need.

Tim Carlson Financial Advisor
Timothy M. Carlson
Financial Advisor, WESTconsin Investment Advisors
Preeminent client service

I would like very much to brag about my Ash team. They care as much about my business and my clients as I do, which is saying a lot. You continue to provide me with preeminent client service which helps me to serve and support my client base to grow my business.

Bruce Cooper Financial Advisor
Bruce Cooper
Registered Representative, New York Life