LTC University

October 2022

20 days

18 hrs

02 mins

Service. Support. Solutions.

We help your insurance business thrive

No matter what you call yourself – advisor, wealth manager, financial planner, RIA, CPA, retail banker or center of influence – we give all kinds of financial professionals the tools and, more importantly, the people to secure your client's future. Life insurance. Annuities. Long-term care. Disability insurance. Whether you're a seasoned pro or new to the insurance business, you'll find your fit here.

I'm New Here

Regardless of how you got here, we're glad you found us. Here's how to get started with Ash

Welcome Back

Your toolbox has grown quite a bit. Whether it's been a few months or a few years, you should explore what's new

Find Opportunities

Insurance may not be your primary business — which is exactly why we help make insurance easy

Let's Get to Work

Hello, insurance rockstar. Connect with your team, find what you're looking for and manage your business

Not sure who to call? No problem.

We'll help you find some friendly faces who can answer your questions or get you to someone who can.

Find a Contact

Ash Skyline Plaza Ash Brokerage Building Fort Wayne Indiana

Plan and Protect

Your go-to resource for insurance-based solutions

Protect and provide income for retirement, longevity, estate planning or life’s unexpected events.

We represent more than 80 top-rated insurance carriers, and as an independently owned brokerage firm, we'll help you discover new possibilities, innovate and grow.

Explore Solutions

Meet Ash

A promise of excellence

You're not just any advisor. Your clients work with you because you’re the best. At Ash, we’re committed to being the best too.

We’re more than just a brokerage general agency. We're people who come to work every day because we care — deeply. We’re your partner in success.

Discover Our Passion

Working With Ash

Solutions beyond a spreadsheet

Protecting your clients is about more than just showing them numbers. It’s about understanding their goals and taking care of their changing needs.

From your first call to walking you through the claims process, we’re here to build a relationship. See what it's like to work with Ash.

Increase Your Impact

Our History

Small company feel. Big company capabilities.

Working with your dedicated team, you might forget Ash is the largest privately held insurance BGA in the country.

For more than 50 years, we’ve used our scale to create wins for you and your clients. And we're continuing to grow our family with focus, vision and innovation.

Get to Know Our Story

Discover Ash Instant

Term insurance in less than 10 minutes

If your client needs term life insurance coverage, try the Ash Instant platform. A simple process. Competitive pricing. Get pricing, apply and get an underwriting decision in 10 minutes.

Get Coverage Now See How It Works

DON'T MISS OUT

Upcoming webinars

Register for one of our upcoming live events. Our featured speakers will be available to answer your questions and help you put the ideas into action.

Long-Term Care

Featured Speakers

Bryan Langdon, Matt Redick, Tim Vannoy

LTC University

October 19, 2022 - 12 p.m. EDT

This is your cram course from start to finish for helping your clients plan for LTC. Learn from our visiting professors, expert instructors outside of Ash for a different perspective, including what the carriers are seeing.

Long-Term Care

Featured Speakers

Bryan Langdon, Matt Redick, Tim Vannoy

LTC University

October 20, 2022 - 3 p.m. EDT

Featured Case Study

Maximize your legacy by using a joint-and-survivor immediate annuity. See how one couple was able to turn a $250,000 value into a $462,298 tax-free benefit for their children and grandchildren.

Brendon Kelly

March 2022 • 1-min read

Read Case Study

Life Insurance

From simple term transactions to complex cases, see how life insurance has evolved

Retirement Solutions

Create more income, for a longer period of time, with fewer assets than ever before

Long-Term Care

Make LTC planning intentional with new traditional and linked benefit solutions

Disability Insurance

Protect your client's most valuable asset – their ability to earn a consistent paycheck

Advanced Planning

Solutions for business-owner clients and wealth transfer strategies

In-Force Vision

Easy In-force Policy Management

A better experience for managing your clients' in-force policies. With regular feeds from insurance carriers, you can be confident you are seeing the most up-to-date information and get policy changes such as a lapse or client death in a single dashboard. Access the Ash Advisor Portal to give it a try!

Get the Details

EMPOWER YOUR IMPACT

Trending Content

We're an education company. You don’t earn success by staying where you are. It’s always time to grow, and we have ideas for how to do it.

Long-Term Care

Top 10 Reasons LTC Planning Makes Perfect Sense for Business Owners

It's important to focus on the things you can control when helping your clients create a plan, especially when it comes to business owners who have unique financial needs. But by being the advisor who talks about long-term care, you can protect their bottom-line.

Stephen Denton

September 2022 • 4-min read

Advanced Planning

Employee Retention Strategies That Work

Life insurance-based reward and retention are the answer to providing key non-owner employees an efficient pre-tax solution for retirement savings. In this webinar, we use Principal’s new executive carve-out, guaranteed issue term program as a solution.

Matt Erpelding, Patti Bell, CPA, CLU

August 2022 • 41 minutes

Medicare Solutions

Insurance Unscripted: Medicare Solutions

Medicare isn't the focus for most advisors, but it's something clients need as they enter retirement. We'll break down the basic dos and don’ts of Medicare planning so you'll know what's covered, what options clients have and where to refer opportunities.

Carly-Rosswurm-Medicare-Solutions-Ash-Brokerage

Carly Rosswurm, Toni Kaplan

September 2022 • 32 minutes

Disability Insurance

Providing Business Owner Clients and Employees Multi-Life Discounts

From the basic understanding and identifying your ideal clients, to the key benefits and execution, your Ash DI team breaks down how multi-life cases can save your clients premiums - regardless of gender - with permanent discounts. No matter the case, the client or the carrier.

August 2022 |

3 minutes

Advanced Planning

Implementing Strategies for Key Person Plans

Your highly compensated employee clients may be significantly underinsured. This successful strategy for key employee retention is in addition to group benefit packages already being offered for all employees.

August 2022 |

2 minutes

Life Insurance

Accumulating Cash Value with Estate Planning

This solution focuses on the second segment in our three-part series to estate planning. Building on the complexity, we're implementing case studies in alignment with strategies to provide significant improvement and flexibility to leave a legacy.

August 2022 |

4 minutes

Insurance-Unscripted-IUL-Indexed-Universal-Life-Ash-Brokerage

Life Insurance

Insurance Unscripted: Indexed Universal Life (IUL)

It's time to better understand, explain and get more out of IUL. Indexed universal life insurance can get a bad rap. Some see it as complicated and hard to understand, but with proper planning, it can be one of the most transparent solutions for growth.

Sam-Rocke-SVP-Advanced-Markets-Ash-Brokerage

Thomas-Losher-Ash-Brokerage-Advanced-Markets

Sam Rocke, Thomas Losher

August 2022 • 29 minutes

Long-Term Care

Finding Funding for LTC Using Nonqualified Assets

While there are a lot of ways to fund long-term care, they all have pros and cons. So it's about finding the best fit for your client. Using an annuity to fund LTC is often overlooked. But it can carry tax advantages while creating added leverage.

August 2022 |

3 minutes

Disability Insurance

Insurance Unscripted: Disability Insurance

As the American workplace continues to change, the disability insurance industry is also evolving. Tune in to hear how the story has shifted, how to find opportunities and why DI still one of the most important parts of a sound financial plan.

Steven-Bressler-Ash-Brokerage-Protection-RVP

Tim Kukieza, Steven Bressler

August 2022 • 32 minutes

Disability Insurance

Level the DI Playing Field with Multi-Life

Multi-life policies can offer unisex pricing, which is a big deal for female executives. And you can be selective about who to cover.

Tim Kukieza

August 2022 • 2-min read

Retirement Solutions

Understanding Registered Index Linked Annuities

Registered Indexed Linked Annuities — or RILAs — combine features from both indexed and variable annuities — offering market-linked growth potential while mitigating the risk of downturns. See when they might be a suitable solution and how they work.

August 2022 |

4 minutes