Support a conversation about what federal estate taxes could apply given a client's level of wealth. Request your custom proposal for a straight-line projection of future values for up to three categories of assets comprising a client's taxable estate.

Ash delivers comprehensive pension risk transfer services to defined benefit plan sponsors. Our knowledge and processes set the industry standard. Here's how our team can help clients get off the funding rollercoaster.

Pension plans have been creating financial havoc for years. Volatile balance sheet liabilities, increased government fees, high professional fees and looming required contributions are causing sponsors to want to shed their pension plans. The answer to de-risking lies in the approach.

Realizing how the need for long-term care may affect the workplace, smart employers are making themselves aware of what LTC is, how it works and how they can better help protect their employees. This executive summary will help business owners consider the options on the table.

Fluidless, accelerated, express, simplified – no matter the words you use, one thing is certain: More and more insurance companies are offering streamlined underwriting processes. This cheat sheet will give you an overview of the programs available and if your clients qualify.

Younger couples may not have a lot of accumulated assets, but future earning potential is important to protect. Use this worksheet to show why purchasing life and disability insurance at this stage can offer a path to other products as salaries increase.

Clients have a lot of conflicting financial priorities. Use this worksheet to help uncover existing goals and coverage, then start a conversation around additional insurance protection that will help address changing life milestones and concerns.

Every advisor needs a sustainable marketing strategy to win prospects. Pension Risk Transfer (PRT) marketing is one way to do it. We help you generate income in the defined benefit plan termination market by identifying prospects, accessing technical expertise, and deliver solutions.

When looking for long-term care coverage, one of the biggest unknowns is underwriting. With Ash Brokerage’s LTC PreView tool, you can get preliminary screening and answers to your underwriting questions before you complete an application.

Your clients may be planning to leave assets to children and grandchildren. But they can gift more than just cash. With life insurance, clients can combine cash value growth potential with death benefit protection for a tax-efficient gift that keeps on giving. See how it works.

This guide leverages the foundation of a tax-efficient, diversified strategy in your client’s existing retirement portfolio. We call it a Section 7702-based plan because cash value life insurance follows a unique tax treatment defined in the IRS Code.

Same contribution. Different outcome. When factoring in fees, portfolio turnover and taxes, can an investment account match the after-tax spendable income a permanent life insurance policy? Diversify a portfolio by using an IUL's cash value for retirement income.