Deferring Distributions By Using a QLAC

For clients not interested in taking RMDs at age 72, a QLAC can help. Defer IRA payments - and taxes - up to age 85.

Policy Review: The Palladium Group

It's essential for your clients' coverage to meets their current needs, but you don't have to do it alone. See how the Palladium Group's white-glove service can be a huge time-saver for you and your clients.

AFR Arbitrage

AFR Arbitrage is a solution for funding trust-owned insurance without endangering Crummey gift exemptions for other assets.

Disability Buy-Out Insurance

Help business owners understand how much their business is worth, and how to protect it in the event of an accident or illness.

Life Insurance in Retirement Planning for High Income Individuals

Sometimes limits on qualified plans lead to a shortfall in retirement. Life Insurance is a way to solve that.

Key Person Disability for Non-Owner Employees

A key person DI policy should be based on salary, responsibilities and the impact the employee’s absence will have on the business’s bottom line. And business owners might be surprised by the amount of benefit available for a reasonable premium.

Business Loan Protection

Discover the opportunities Business Loan Protection can offer business owner clients.

Generational Gift Planning

Offer your clients a creative solution to reallocate disposable income and provide a tax-free benefit for future generations. Using life insurance to plan can be a better strategy than just gifting the money outright.

Restricted Bonus Plan

You can help your business owner clients build loyalty and reward key employees while presenting a tax deduction to the business. And it doesn't have to be complex to be effective.

Secure Act IRA Max

An inherited IRA doesn't have to mean a high tax burden for your wealthier clients. Utilizing life insurance can help preserve more benefits for heirs.

Business Continuation General Partnership

Business growth doesn't have to mean more policies to fund a buy-sell agreement.

Estate Equalization

Insurance is a perfect solution to an estate equalization problem because it provides a known benefit amount at precisely the right time.