Adding Instant Decision Term to a Disability Sale

Take the wait out of term life insurance with Ash Instant. Available exclusively through Ash Brokerage, you can quote, apply and get a decision in about 10 minutes. Discover how it works for one of Ash's advisors, and think of clients and situations that you can put it to use with.

Embracing Accelerated Underwriting with Ash Express

Ash Express is more than just a way to submit a term application. It's a complete system designed to guide you through the entire process, including helping your client qualify for the most streamlined underwriting possible.

Deferring Distributions By Using a QLAC

For clients not interested in taking RMDs at age 72, a QLAC can help. Defer IRA payments - and taxes - up to age 85.

Policy Review: The Palladium Group

It's essential for your clients' coverage to meets their current needs, but you don't have to do it alone. See how the Palladium Group's white-glove service can be a huge time-saver for you and your clients.

Using AFR Arbitrage to Fund Trust-Owned Life Insurance

AFR Arbitrage is a solution for funding trust-owned insurance without endangering Crummey gift exemptions for other assets.

Disability Buy-Out Insurance

Help business owners understand how much their business is worth, and how to protect it in the event of an accident or illness.

Life Insurance in Retirement Planning for High Income Individuals

Sometimes limits on qualified plans lead to a shortfall in retirement. Life Insurance is a way to solve that.

Key Person Disability Coverage for Non-Owner Employees

A key person DI policy should be based on salary, responsibilities and the impact the employee’s absence will have on the business’s bottom line. And business owners might be surprised by the amount of benefit available for a reasonable premium.

Adding a Business Loan Protection Rider to DI

Discover the opportunities business loan protection can offer business owner clients.

Tax-Efficient Generational Gift Planning

Offer your clients a creative solution to reallocate disposable income and provide a tax-free benefit for future generations. Using life insurance to plan can be a better strategy than just gifting the money outright.

Building Client Loyalty with a Restricted Bonus Plan

You can help your business owner clients build loyalty and reward key employees while presenting a tax deduction to the business. And it doesn't have to be complex to be effective.

Maximizing an IRA Under the Secure Act

An inherited IRA doesn't have to mean a high tax burden for your wealthier clients. Utilizing life insurance can help preserve more benefits for heirs.