Key Person Disability Coverage for Non-Owner Employees

A key person DI policy should be based on salary, responsibilities and the impact the employee’s absence will have on the business’s bottom line. And business owners might be surprised by the amount of benefit available for a reasonable premium.

Adding a Business Loan Protection Rider to DI

Discover the opportunities business loan protection can offer business owner clients.

Building Client Loyalty with a Restricted Bonus Plan

You can help your business owner clients build loyalty and reward key employees while presenting a tax deduction to the business. And it doesn't have to be complex to be effective.

Maximizing an IRA Under the Secure Act

An inherited IRA doesn't have to mean a high tax burden for your wealthier clients. Utilizing life insurance can help preserve more benefits for heirs.

Simplifying Coverage with a Business Continuation General Partnership

Business growth doesn't have to mean more policies to fund a buy-sell agreement.

How To Use Life Insurance for Estate Equalization

Insurance is a perfect solution to an estate equalization problem because it provides a known benefit amount at precisely the right time.