I assist advisors in the southern Texas region, providing assistance and education in annuity production. I have more than 25 years of experience in the financial services industry, working with clients and other investment professionals.
See how we can optimize existing assets into a better return or a guaranteed income stream that can’t be outlived.
If you need assistance on rates, case design, contracting and more, you have a team of dedicated specialists at your fingertips. Feel free to reach out to them directly if I am not available.
From accumulation to decumulation, wealth transfer strategies or making up for a Social Security shortfall, annuities are invaluable tools for retirement. Schedule a call to see how we can optimize existing assets into a guaranteed income stream that can’t be outlived.
By shifting assets in your clients' portfolios, we can help avoid costly mistakes and stretch the money they worked a lifetime to earn.
From basic questions to optimizing value, we'll help maximize one of the most important, yet misunderstood, tools in a retirement portfolio.
See how an annuity can create an additional income source that your clients can't outlive, so they can get the flexibility and liquidity needed.
We can help make sure clients don't just live through retirement — they exceed their goals and leave something for the next generation.
In this conversation card, you're looking for risk-averse clients who are nearing or currently in retirement. These clients want their money to grow tax-deferred, but feel uneasy about market swings. A fixed indexed annuity (FIA) can help mitigate the risk while offering strong returns.
Pension plans have been creating financial havoc for years. Volatile balance sheet liabilities, increased government fees, high professional fees and looming required contributions are causing sponsors to want to shed their pension plans. The answer to de-risking lies in the approach.
Every advisor needs a sustainable marketing strategy to win prospects. Pension Risk Transfer (PRT) marketing is one way to do it. We help you generate income in the defined benefit plan termination market by identifying prospects, accessing technical expertise, and deliver solutions.
In this conversation card, you're looking for clients who are concerned about rising rates, inflation or market risk. But they still want higher returns. With a fixed indexed annuity (FIA), clients can have no risk of loss while providing the ability to meet or exceed inflation.
Substituting an annuity for a portion of an allocation to bonds can increase wealth, especially given today’s low interest rate environment. This study, co-authored with the JourneyGuide planning software, shows five examples of how to supercharge asset accumulation.
If your clients are holding all their retirement assets in defined contribution plans or institutional IRAs, they’re at a financial disadvantage. See why these plans can cause problems if your client has enough assets to begin to consider individualized financial and estate planning.
In years when the S&P 500® Index is negative, fixed indexed annuities (FIAs) can be a client's hardest-working asset. Supported by a minimum guarantee, FIAs provide an opportunity to accumulate value on the appreciation of the S&P, without losing premium when the S&P was negative.
As a business owner, your attention is pulled in every direction at once. Whether you’re expanding, marketing or protecting your business, we can help. More than brokerage, these complimentary value-add services could be the difference you need to hit your goals for growth.
Most states have guaranty funds to help pay the claims of financially impaired insurance companies. State laws specify the lines of insurance covered by these funds and the dollar limits payable. This cheat sheet summarizes the max liability limits broken down by state.
Planning for retirement is a constant balance of risk versus return. In some instances, a fixed or fixed indexed annuity (FIA) may be the perfect choice to protect your clients' assets while maximizing the potential for gains. See the advantages and disadvantages annuities provide.
This piece encourages clients to take a step back and meet with you to review their existing annuity contracts. It highlights the potential benefits of newer products, as well as when it's a good time to perform a review. See how the Ash Annuity Audit can help start a conversation.
It’s easy to build a relationship when you can beat your clients’ expectations. Global low-interest-rate environments are making outperformance difficult, but there's a better way. See how to position assets for income generation and wealth creation, not asset decumulation.