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The Shift From Guarantees: How to Pivot

August 2021  |  31 minutes
The-Shift-From-Guarantees
This webinar is for financial professionals only.

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As we’ve watched the life insurance industry change, we’ve seen an emerging trend away from lifetime guarantees. Persisting low-interest rates coupled with regulation has made lifetime guarantees expensive and hard to price. But that doesn’t mean life insurance is less important. In fact, it remains a vital part of your client’s financial future. The move away from lifetime guarantees makes it necessary to pivot your business in a way that gives your clients upside potential and future flexibility. During this webinar, learn more about how to:

  • Leveraging certain UL options to get more and pay less than with GUL
  • How crediting rates impact policy performance
  • Increasing flexibility when it comes to cash value

By broadening your portfolio, you can still use life insurance to enhance your clients’ financial plans. We’ll show you how.

Sam-Rocke-SVP-Advanced-Markets-Ash-Brokerage
About the Host

Sam Rocke leads the protection sales, advanced planning and RIA teams at Ash Brokerage. He's driven to produce the best possible results for each individual, family or business by providing objective evaluations of insurance solutions.

Justin-Kemp-John-Hancock
Featured Speaker

If you want to talk life insurance products, Justin is your guy. For almost 10 years, Justin has spent his career supporting advisors with life insurance sales for John Hancock. He’s had roles on their National Sales Desk, worked as a Sr. Sales Coordinator, and now is the go-to resource for product knowledge. Justin earned his Bachelor of Science in Finance with a concentration in financial planning from The University of Akron.