We give you solutions in a soundbite. These short videos will help you break down complex topics into ideas simple enough that you can start a piece of the conversation – with your clients or our team. Browse the library then contact us to go deeper on how to apply an insurance solution to your business.
Turning Up the Heat Using Term Life Insurance
DI addresses a life-altering event, not a life-ending event. Many advisors position term life insurance as income protection. See how to use the same logic to initiate an additional proactive conversation about protecting income in the event of a disability.
Finding Funding for LTC - Qualified Assets
Qualified accounts CAN be used to fund long-term care. Really. Many clients have qualified accounts such as IRAs, 401(k)s or other retirement accounts funded with pre-tax dollars. Some linked-benefit products can be funded by qualified funds while minimizing the tax impact.
Accumulating Cash Value with Estate Planning
This solution focuses on the second segment in our three-part series to estate planning. Building on the complexity, we're implementing case studies in alignment with strategies to provide significant improvement and flexibility to leave a legacy.
Implementing Strategies for Key Person Plans
Your highly compensated employee clients may be significantly underinsured. This successful strategy for key employee retention is in addition to group benefit packages already being offered for all employees.
Providing Business Owner Clients and Employees Multi-Life Discounts
From the basic understanding and identifying your ideal clients, to the key benefits and execution, your Ash DI team breaks down how multi-life cases can save your clients premiums - regardless of gender - with permanent discounts. No matter the case, the client or the carrier.
Finding Funding for LTC Using Nonqualified Assets
While there are a lot of ways to fund long-term care, they all have pros and cons. So it's about finding the best fit for your client. Using an annuity to fund LTC is often overlooked. But it can carry tax advantages while creating added leverage.
Understanding Registered Index Linked Annuities
Registered Indexed Linked Annuities — or RILAs — combine features from both indexed and variable annuities — offering market-linked growth potential while mitigating the risk of downturns. See when they might be a suitable solution and how they work.
Key Employee Retention with Three Proven Strategies
Now is the time to proactively discuss key employee retention planning. These three proven insurance-based and key employee retention strategies are effective in incentivizing essential non-owner employees.
Adapting Strategies for a Changing Environment
With the first installment of our three-part series, we're taking a timely dive into estate planning - starting relatively simple and progressively adding to the complexity each month - in order to best serve your clients in a rising interest rate environment.
Replacing Lost Revenue if an Essential Employee Becomes Disabled
Key person disability insurance is a crucial part of putting together a comprehensive plan for your business owner clients. Watch this video to take a consultative approach and be proactive if a key revenue producer in the business becomes disabled.
Overcoming Common Concerns with Long-Term Care
Today's solutions for long-term care insurance provide different guarantees and regulations to ensure your clients are locked into the best rates possible for them and protect the assets in their portfolio. Hear the latest solutions and begin the conversation.
Selecting a Product and Rate - Annuity Hub
Checking annuity rates is easier than ever through Ash’s new Annuity Hub, powered by Luma Technologies. Access a centralized source of accurate, up-to-date data across all annuity types, including FIA, RILA, Fixed, and SPIA/DIA.