We give you solutions in a soundbite. These short videos will help you break down complex topics into ideas simple enough that you can start a piece of the conversation – with your clients or our team. Browse the library then contact us to go deeper on how to apply an insurance solution to your business.
Starting the Long-Term Care Conversation
See how the long-term care conversation is changing and learn three approaches you can use to get started. Remind clients that difficult planning topics are exactly why they chose to work with you. It may seem uncomfortable at first, but take it one step at a time.
Providing Tax-Efficient Solutions for Business Owners
Life insurance can offer business-owner clients a post-tax retirement plan that allows for tax-deductible contributions, tax-deferred growth, the exclusion of other employees and no limits that traditional retirement plans face.
Going Above and Beyond for the Best Client Outcomes
When it comes to your corporations with large capital and cash-rich clients with short-term assets, repositioning safe assets with an indexed product can help take the bank out of the middle when it comes to a BOLI-like alternative - likely earning your clients an income above what they were earning before.
Supplementing Employer Provided Group DI
Let your trusted disability insurance team at Ash help you design and understand the strategy of supplemental coverage for your clients with group LTD insurance - putting your clients in a strong financial place.
3 minutes| Share Video
Using Annuities to Open an Income Conversation
Annuities help reduce RMDs and improve retirement cash flow, but many clients remain unaware of their benefits. Illustrate how a QLAC can help a client with significant assets reduce taxes and defer income. Even if you don't sell an annuity, you'll start a conversation around stabilizing retirement income.
Using Annuities to Appeal to Your Client’s Children
If parents are financially secure in retirement, their children could become your next key client. Start by using an annuity to create guaranteed cash flow for the parents. Then, meet with the children to walk them through what inheriting an annuity will look like and demonstrate the peace of mind you've created.
3 minutes| Share Video
Peace of Mind, Patience and Annuities
Clients nearing retirement may still need asset growth, but can't afford a market downturn. Using an annuity can provide a balance of security and aggressive returns. By taking a portion of their portfolio to lock in guaranteed income, they can free up other assets to ride the market for returns.
Annuity Value is in the Eye of the Owner
Don't dismiss an annuity as expensive or complex without considering what it solves. For clients with a predicted shortfall from their 401(k), pension or Social Security, using an annuity can significantly increase their odds of meeting income goals — plus leave money behind for a legacy.
Estate Equalization ensures all heirs are treated fairly and promotes family harmony. See how you can help clients think through and plan for those situations.
7 minutes| Share Video
Attracting Prospects Using Income Alpha
Are you overpaying for your lead generation? See how our Retirement Readiness calculator can help you be more effective in attracting quality prospects that are ready for a conversation about Income Alpha and shifting retirement risks.
How Income Alpha Can Grow Your Business
Income Alpha is made for today’s best-interest planning environment — to free up assets and minimize retirement risk. Focus on how you can shift the risk of retirement versus how much you can accumulate, and watch your lifetime client value increase.
Why Your Client's Retirement Planning Needs Income Alpha
Don’t let your client's retirement portfolio take on unnecessary risks. Longevity. Sequence of Returns. Asset Mix. All of these factors can be protected against using Income Alpha to produce guaranteed income. See how two couples compare in this case study.