![concept-piece-download-20020-using-a-nonqualified-annuity-for-ltc](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-20020-using-a-nonqualified-annuity-for-ltc.png)
Turn a nonqualified annuity into a fund for long-term care expenses with up to 4x the benefit pool of the original cash value, tax-free! By using a 1035 exchange, clients can turn their current annuity into one that qualifies for the PPA advantages for LTC.