![concept-piece-download-70016-jim-harbaugh-plan](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-70016-jim-harbaugh-plan.png)
Like all high-income earners, highly paid employees of non-profits reach a point where they'd prefer to defer some of their current taxable income. In the summer of 2016, football coach Jim Harbaugh struck a split-dollar plan with the University of Michigan that's become legendary.