![concept-piece-download-leveraging-rmds](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-leveraging-rmds.png)
Required minimum distributions from a retirement account can be used to fund insurance products – potentially offsetting or even eliminating taxes on the assets. In this case, purchasing a survivorship universal life policy created a 4x return in total legacy with charitable contributions.