![concept-piece-download-70049-key-person-business-protection](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-70049-key-person-business-protection.png)
Start the conversation to help protect your business owner clients against the loss of a key employee. The business purchases life insurance or disability insurance on a key person and pays all premiums. Upon death or disability, the benefit is paid directly to the business.