![concept-piece-download-discounted-dollars-to-fund-estate-settlement](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-discounted-dollars-to-fund-estate-settlement.png)
Even for affluent clients, pre-funding death expenses with discounted dollars remains effective. Life insurance is uniquely able to deliver a specified pool of tax-free liquidity at exactly the time needed to cover final expenses, debt, liquidation, taxes, probate costs and bequests.