![concept-piece-download-50012-di-buy-out](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-50012-di-buy-out.png)
Part of business is mitigating risk. But many business owners haven't considered what they would do if a partner was too sick or hurt to help run the business. It's critical to have a written disability buy-out (DBO) plan before something happens – even if the plan is not funded.