![concept-piece-download-30028-cd-alternative](https://cdn.ashbrokerage.com/uploads/_960x600_crop_center-center_none/concept-piece-download-cd-alternative.png)
In this conversation card, you're looking for clients with CDs that rollover regularly or where the clients aren't using the funds. Through a multi-year guarantee annuity (MYGA), you can provide principal protection and liquidity with a greater return than a typical CD.