I am the dedicated, single point of contact for all Prudential advisors. My focus is to help you and your clients achieve your financial goals through analyzing and comparing products and sales concepts available to you. As a former Prudential employee, I bring unique experience and extensive expertise to support you and your clients.
I'm always available to help educate you on the latest concepts, unique to your client's situation.
If you need assistance on a case, you have a team of dedicated specialists at your fingertips. Feel free to reach out to them directly if I am not available.
You also have access to our Retirement Income Consultants, who are divided into territories. Use this map to find your dedicated contact for annuities and other retirement solutions.
When you have a client who has been declined or rated higher than expected with Prudential, other insurance carriers may have more favorable offers. With the File Share Program, it’s easy to share the information you’ve already collected. We’ll shop around for additional solutions and you’ll get an objective analysis from our team of underwriters.
Our cutting-edge digital application platform is designed to make the term insurance process simple.
You have access to solutions through more than 80 top-rated insurance carriers.
I am dedicated to providing reliable service focused on making it easy for you to do business.
Ask for the Life Marketing team at ext. 1256 or email PracticeSupport@ashbrokerage.com
Ask for LTC Sales Support team at ext. 1254 or email LTCQuotes@ashbrokerage.com
Ask for DI Sales Support team at ext. 1255 or email DIQuotes@ashbrokerage.com
Ask for the Annuity Case Design team at ext. 1255 or email AnnuityQuoteRequests@ashbrokerage.com
Note: Not all concepts have been reviewed by Prudential's compliance team. Please contact me prior to using a concept with your clients.
Unlike individuals, businesses are not subject to age-based limitations that determine if a long-term care policy is tax-deductible. Even if a company is set up as an S-corp, partnership or sole proprietorship, LTC policies have key tax savings that businesses shouldn’t overlook.
Most group coverage plans pay a percentage of the employee's salary based on the program's coverage limits. These benefits are also taxable, reducing the percentage of covered income. Make your client's income protection whole by adding individual coverage to their group plan.
Do you know anyone sitting on their existing nonqualified annuity even though they do not need it for income during retirement? See how this couple transferred their nonqualified annuity to a linked benefit annuity to pay for long-term care.
An executive income protection carve-out program might be just the thing for your business owner clients to consider when exploring employee retention strategies. It not only helps the executive in the case of an injury or illness, but it also gives the business a boost if they need to call in extra help.
Do you know anyone with a whole life policy that could be repositioned? Learn how this client used her existing whole life policy that she purchased to grow cash value to leave a legacy and protect herself against future long-term care costs.
A Restricted Bonus Plan is a combination of three planning tools: a Section 162 bonus plan, a restricted endorsement and an employment contract. The combination of these elements creates an attractive benefit for key employees while providing the employer with control.
Fluidless, accelerated, express, simplified – no matter the words you use, one thing is certain: More and more insurance companies are offering streamlined underwriting processes. This cheat sheet will give you an overview of the programs available and if your clients qualify.
Buy-sell agreements are frequently funded with life insurance, assuring that if an owner dies, the surviving family has a buyer with the cash to pay a fair price. Whether it's as stock redemption or cross-purchase agreement, it will help remaining owners retain control of the business.
With flexible funding options, uncapped indices and and downside protection to eliminate market losses, IUL offers more than just a death benefit. Use the example in this flier to discover how to drive meaningful returns for your clients.
Each business stage requires a different focus and set of tools and strategies to help business owners accomplish their goals. From startup, through growth, maturity and eventually business transfer, we can help you identify the issues you should be discussing with your client.
This a client-facing overview of ways a business owner can retain key employees. Moving from simple to complex, it covers endorsement split dollar, executive bonus with an option to add restriction and defined contribution supplemental retirement plan.
Clients often hate debt. But not all loans are bad. Super low interest rates and very favorable tax advantages have changed the game. See how fixed-rate loans, withdrawals from fixed loans, and participating loans can provide great sources of retirement income as needs arise.