I am the dedicated, single point of contact for all Prudential advisors. My focus is to help you and your clients achieve your financial goals through analyzing and comparing products and sales concepts available to you. As a former Prudential employee, I bring unique experience and extensive expertise to support you and your clients.
I'm always available to help educate you on the latest concepts, unique to your client's situation.
If you need assistance on a case, you have a team of dedicated specialists at your fingertips. Feel free to reach out to them directly if I am not available.
You also have access to our Retirement Income Consultants, who are divided into territories. Use this map to find your dedicated contact for annuities and other retirement solutions.
When you have a client who has been declined or rated higher than expected with Prudential, other insurance carriers may have more favorable offers. With the File Share Program, it’s easy to share the information you’ve already collected. We’ll shop around for additional solutions and you’ll get an objective analysis from our team of underwriters.
Our cutting-edge digital application platform is designed to make the term insurance process simple.
You have access to solutions through more than 80 top-rated insurance carriers.
I am dedicated to providing reliable service focused on making it easy for you to do business.
Ask for the Life Marketing team at ext. 1256 or email PracticeSupport@ashbrokerage.com
Ask for LTC Sales Support team at ext. 1254 or email LTCQuotes@ashbrokerage.com
Ask for DI Sales Support team at ext. 1255 or email DIQuotes@ashbrokerage.com
Ask for the Annuity Case Design team at ext. 1255 or email AnnuityQuoteRequests@ashbrokerage.com
Note: Not all concepts have been reviewed by Prudential's compliance team. Please contact me prior to using a concept with your clients.
Currently, an estate is not subject to the federal estate tax until it exceeds $12,920,000 (double for married taxpayers). In 2026, the current exemption will sunset, effectively cutting the amount in half. This piece looks at four options to protect your client's legacy before that happens.
It's possible to avoid the taxation of employer-owned life insurance. The general rule is that death benefits paid from a life insurance policy subject to IRC Sec. 101(j) are taxable when received. In order to avoid taxation, clients must qualify for one of several exceptions.
Every solid structure requires a solid foundation. So, why is it that a person’s income is so often overlooked when creating a strong financial plan? Disability Insurance can help create paycheck protection in case your clients' income is disrupted - even for a short period of time.
Women pay more than men for disability insurance coverage. Blame statistics and underwriting. Fortunately, there are multi-life options that help level the playing field. By purchasing coverage on multiple employees, female business owners can save money while protecting more lives.
Businesses rely on people. If someone were unable to perform their role due to illness or injury, would the business continue to run smoothly? The risk of losing a key employee — someone essential to the success of the business — can be reduced through disability insurance.
Your client is ready to grow their business. Maybe start an expansion, or bring on a new partner. You can help provide them with a safety net in case they get disabled along the way. With a business loan protection (BLP) rider, a disability insurance policy can keep the doors open.
Part of business is mitigating risk. But many business owners haven't considered what they would do if a partner was too sick or hurt to help run the business. It's critical to have a written disability buy-out (DBO) plan before something happens – even if the plan is not funded.
Employer-provided long-term disability coverage is a start. But, there’s a cap on monthly benefits, and highly paid employees take a big pay cut if they go on claim. An individual DI policy can supplement group coverage and replace more income when clients need it most.
When two business partners wanted disability insurance coverage, a multi-life discount provided an overall lower premium, plus coverage for an additional employee. See how the math worked out for these partners to save 23% while providing an added benefit for a key employee.
Clients have questions about DI. How does a policy pay them? For how long? How much can they purchase? What will it cost? How do they qualify for benefits? Before discussing individual disability insurance, make sure you know the answers to these five commonly asked questions.
A financial plan has many important pieces, but your client’s ability to earn an income makes everything else possible. People insure their homes, cars and personal property, yet fail to insure the thing that makes it all possible. See how to protect their income with disability insurance.