Insurance Based Fixed Income Return
Published: July 22, 2021
Tracking Code: 40013
Business Line: Life Insurance
Category: Identifying Opportunities

If you have middle-aged clients looking for term life, a guaranteed universal life policy with a return of premium rider could be a better option. They could surrender the GUL at year 25 for 100% of premiums paid, with the same death benefit coverage as the 25-year term.

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