Editor's Note: This is a guest post from our friend Molly Mabry of Unified Employee Benefits. Molly is a breast cancer survivor who understands firsthand the financial devastation that comes along with the physical battle of a critical illness. If you have just 3 minutes, you should watch Molly tell her story on the UEB website. It’s so impactful, you’ll want to share it with your clients, too.
In one fell swoop, I learned nobody is bulletproof to sickness. No matter how much you exercise or eat right, sooner or later you will have a health challenge. The question is, what CAN you do about it?
At age 43, I was diagnosed with breast cancer and multiple sclerosis within a two-day period. Up to that point, I had great health and no family history of sickness. So here’s the deal: I thought I was bulletproof. I had made no plans to be sick. I thought sickness was a matter of lifestyle choices. At least, that’s what I told myself.
Six months later after surgery, chemotherapy and $18,000 in out-of-pocket debt, I realized that sooner or later almost EVERYONE has a critical illness. Some will be diagnosed young, like me, some will be diagnosed later in life. Again, the question is, what are you to do about it?
I sold critical illness insurance before I got sick. But I didn’t buy it myself – I figured I had time.
The point is, as with any type of protection, the best time to get insurance is when you are young and healthy. It’s too late for me, but it’s probably not too late for you clients.
Protect your clients from out-of-pocket medical expenses due to serious illness by looking at critical illness insurance. It can’t stop them from getting sick, but it can help protect everything they have worked so hard to earn.
Now a principal of Unified Employee Benefits, Molly has been a voluntary benefits specialist with UEB since 2008. She earned a bachelor's degree from the University of Kansas and has many years of experience as a small business owner. She is a licensed life and health insurance producer as well as a worksite benefits specialist providing disability, accident, cancer, critical illness and hospital benefits.
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