The Ash Brokerage Annuity Audit looks at your clients’ current objectives and today’s marketplace offerings to help you reaffirm their purchase or uncover new options. It can help your business:
The Annuity Audit is an easy, effective process that helps you build trust with new clients or deepen your existing relationships.
Our team will save you valuable time by helping you prepare for your client’s annual reviews with the complimentary annuity analysis.
Use the Audit as a conversation starter to break the ice with key prospects or uncover new assets from existing clients.
Clients get answers and assurance. You get a simple, yet thorough, addition to your business. Contact us at (800) 589-3000 to get started!
You'll need to obtain a current copy of your client’s annual annuity statement in order for us to get the correct contract details
Every analysis starts with discussing how your client's goals may have changed — start by completing the Annuity Audit Fact Finder
We'll do all the hard work of reviewing the annuity contract and providing a detailed report — if you have any questions just contact our team
After the analysis is complete, you’ll receive a comprehensive report of summaries and recommendations. You’ll see whether the existing contract is still a good fit, or if there is another solution that would better fit their current needs.
Our team will review the report with you and discuss the results – so you have all the information you need to make a recommendation to your clients.
After an Audit, your client will potentially be able to:
- Lock-in gains
- Diversify assets
- Increase guaranteed income
- Reduce portfolio risk
- Reduce fees
- Confirm proper beneficiary designation
- Provide potential tax reductions for beneficiaries
- Uncover bond alternatives
- Protect assets in a rising interest rate environment
- Reduce longevity risk
- Add optional benefits and riders
No contract is too outdated. If there’s coverage out there, we can review it. And, when necessary, we’ll find a way to bring it up to speed.
There are many reasons to buy annuities. They can provide guaranteed income for life, a way to provide for loved ones, tax-deferred growth potential and help with long-term care costs.
As your client’s needs and goals evolve over time, their annuity selection should be reviewed to ensure they are aligned for success. The Ash Annuity Audit team will help determine if the current annuity contract still meets the goals of your client or offer solutions that may enhance their evolving needs.
Social Security benefits are likely to change in the near future. While Congress can still act to fill the funding gap, clients may need to protect their retirement portfolio against a reduction in benefits. As cuts become more likely, the PlanGap Annuity can help clients be prepared.
Qualified longevity annuity contracts (QLACs) were introduced in 2014. Adoption has been slow due, but a QLAC remains one of the best tools to improve the probability of retirement success. See the results of our annual performance study and how it can help your business grow.
After a client's work-related injury case was settled, the client had to decide whether to receive a lump-sum payment or a settlement plan. With the help of a structured settlement consultant, see why they determined a settlement plan was the right choice for his family.
Pension plans have been creating financial havoc for years. Volatile balance sheet liabilities, increased government fees, high professional fees and looming required contributions are causing sponsors to want to shed their pension plans. The answer to de-risking lies in the approach.
Every advisor needs a sustainable marketing strategy to win prospects. Pension Risk Transfer (PRT) marketing is one way to do it. We help you generate income in the defined benefit plan termination market by identifying prospects, accessing technical expertise, and deliver solutions.
In this conversation card, you're looking for clients with CDs that rollover regularly or where the clients aren't using the funds. Through a multi-year guarantee annuity (MYGA), you can provide principal protection and liquidity with a greater return than a typical CD.
Clients selling a business or personal property may prefer to liquidate their investment without having all the proceeds taxable in the year of the sale. If so, they should consider selling their appreciated asset in exchange for a guaranteed income stream of periodic payments.
Attorneys involved in structured settlement agreements can defer their legal fees and recognize taxable income when installment payments are received. Take a look at two common situations where structuring attorney fees provide a greater benefit than a lump sum.
When a client is in an accident, the medical, financial and emotional concerns can be a huge burden. The uncertainties of rehabilitation and future earnings potential must be considered. You can relieve some strains by recommending a structured settlement plan.
When marketing new concepts to clients, it can be tough to get started. We did the hard work for you with this client-friendly letter highlighting the benefits of a qualified longevity annuity contract (QLAC). Download it, modify it and send it to your clients to start a conversation.
A fixed index annuity can be an elite player to your client's retirement income lineup. And with this easy-to-understand game plan, you can tackle all the ins and outs of FIAs and learn how to put them in play.
We’d love to hear any questions you have about the Ash Annuity Audit process. We're your go-to retirement experts — ready to walk you through reviewing your clients' contracts.