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Latest Videos
Advanced Planning
Serving Up an Alternative for a Buy-Sell Agreement
In this recent success story, hear how life insurance, when properly structured, can fund a buy-sell agreement. With a business continuation general partnership buy-sell plan, you can serve clients’ retirement needs in the future, while serving the buy-sell now.
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2 minutes
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Advanced Planning
Implementing Strategies for Key Person Plans
Your highly compensated employee clients may be significantly underinsured. This successful strategy for key employee retention is in addition to group benefit packages already being offered for all employees.
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2 minutes
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Advanced Planning
Key Employee Retention with Three Proven Strategies
Now is the time to proactively discuss key employee retention planning. These three proven insurance-based and key employee retention strategies are effective in incentivizing essential non-owner employees.
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2 minutes
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Advanced Planning
Providing Tax-Efficient Solutions for Business Owners
Life insurance can offer business-owner clients a post-tax retirement plan that allows for tax-deductible contributions, tax-deferred growth, the exclusion of other employees and no limits that traditional retirement plans face.
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2 minutes
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Advanced Planning
Estate Equalization
Estate Equalization ensures all heirs are treated fairly and promotes family harmony. See how you can help clients think through and plan for those situations.
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7 minutes
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Advanced Planning
Strategic Leverage to Best Serve Your Clients
Combat the concern of increasing interest rates with this premium finance life insurance strategy. The advisor guide to premium finance — along with your Ash Advanced Markets team — provides concepts for a proactive conversation on classic leverage for your wealthier clients.
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2 minutes
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Advanced Planning
Key to Success with Employee Retention Planning
Learn about the four Rs of key non-owner employee planning, understand if your client’s case is eligible for guaranteed issue underwriting and address nonqualified insurance-backed retirement plans for business owners. All to ensure success and reward for loyalty, while also creating employee retention.
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2 minutes
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Advanced Planning
Don't Be Blindsided if a Key Employee Leaves
No one wants to lose a key employee, but a little planning could make the loss easier. And, if you use life insurance in the plan, the business owner can leverage unique tax advantages.
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2 minutes
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Advanced Planning
Fair Distribution for Families
No matter what a family looks like, there’s a need to distribute assets fairly. In cases of children from multiple marriages, blended families or only some children being involved in the business, life insurance can help accomplish that.
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1 minutes
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Advanced Planning
Buy-Sell Planning Opportunities
Multiple owners don't have to mean more obstacles. We can help structure a buy-sell agreement that addresses current goals. Or, we can review an existing plan and make sure that it covers what’s important.
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1 minutes
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Advanced Planning
Make Charitable Giving Easier with Life Insurance
If you have clients wanting to leave money to a charity, life insurance can help make that happen. Your clients will also be able to take advantage of the tax benefits offered by life insurance. Check out some of the strategies we can help you put in place.
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3 minutes
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Advanced Planning
What Does a Partnership Buy-Sell Have To Do with Retirement
Instead of using term insurance to fund a buy-sell, talk to your business owner clients about using an IUL. By adding cash to the indexed universal life policy, they are also able to catch up on their retirement funding tax-deferred assets.
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2 minutes
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Contact Us
There’s no case too large or complicated. Give us a call to discuss your opportunity. We'll help you ask the right questions, get the right people to the table and find a solution that best fits your client.
Matt Erpelding
Advanced Markets Lead
Ash Brokerage.
Steven Gates
Sr. Marketing Consultant, Advanced Markets
Ash Brokerage
Brian Merryman
Marketing Consultant, Advanced Markets
Ash Brokerage