If you work with business owners or high-net-worth clients, check out our past newsletters full of leading life insurance planning concepts.
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Serving Up an Alternative for a Buy-Sell Agreement
In this recent success story, hear how life insurance, when properly structured, can fund a buy-sell agreement. With a business continuation general partnership buy-sell plan, you can serve clients’ retirement needs in the future, while serving the buy-sell now.
Implementing Strategies for Key Person Plans
Your highly compensated employee clients may be significantly underinsured. This successful strategy for key employee retention is in addition to group benefit packages already being offered for all employees.
Key Employee Retention with Three Proven Strategies
Now is the time to proactively discuss key employee retention planning. These three proven insurance-based and key employee retention strategies are effective in incentivizing essential non-owner employees.
Providing Tax-Efficient Solutions for Business Owners
Life insurance can offer business-owner clients a post-tax retirement plan that allows for tax-deductible contributions, tax-deferred growth, the exclusion of other employees and no limits that traditional retirement plans face.
Estate Equalization ensures all heirs are treated fairly and promotes family harmony. See how you can help clients think through and plan for those situations.
7 minutes| Share Video
Strategic Leverage to Best Serve Your Clients
Combat the concern of increasing interest rates with this premium finance life insurance strategy. The advisor guide to premium finance — along with your Ash Advanced Markets team — provides concepts for a proactive conversation on classic leverage for your wealthier clients.
Key to Success with Employee Retention Planning
Learn about the four Rs of key non-owner employee planning, understand if your client’s case is eligible for guaranteed issue underwriting and address nonqualified insurance-backed retirement plans for business owners. All to ensure success and reward for loyalty, while also creating employee retention.
Don't Be Blindsided if a Key Employee Leaves
No one wants to lose a key employee, but a little planning could make the loss easier. And, if you use life insurance in the plan, the business owner can leverage unique tax advantages.
Fair Distribution for Families
No matter what a family looks like, there’s a need to distribute assets fairly. In cases of children from multiple marriages, blended families or only some children being involved in the business, life insurance can help accomplish that.
1 minutes| Share Video
Buy-Sell Planning Opportunities
Multiple owners don't have to mean more obstacles. We can help structure a buy-sell agreement that addresses current goals. Or, we can review an existing plan and make sure that it covers what’s important.
1 minutes| Share Video
Make Charitable Giving Easier with Life Insurance
If you have clients wanting to leave money to a charity, life insurance can help make that happen. Your clients will also be able to take advantage of the tax benefits offered by life insurance. Check out some of the strategies we can help you put in place.
3 minutes| Share Video
Strategies for Non-Owner Key Employees
Help business owners create a plan to retain integral employees. Endorsement split-dollar, funded with a permanent life policy, can both protect the business while offering additional value to the employee. See how to design a specific plan for your client.
4 minutes| Share Video
There’s no case too large or complicated. Give us a call to discuss your opportunity. We'll help you ask the right questions, get the right people to the table and find a solution that best fits your client.
Advanced Markets Lead
Sr. Marketing Consultant, Advanced Markets
Marketing Consultant, Advanced Markets